HOW DO I MANAGE WORKPLACE POLITICS AS A WOMAN

Politics is not only synonymous with leadership at federal, state or local government level. In the workplace, there is corporate politics at play, it is therefore important to know how to comport one’s self and prevent being a casualty of workplace politics.

CONCLUSION:THESE 5 THINGS MAY PREVENT YOU GETTING YOUR DREAM JOB AS A WOMAN

Hello,
In the previous post, we started 'These five things may prevent you from getting your dream job'. Here is the conclusion of that post with a short personal experience.

 

THESE 5 THINGS THAT MAY PREVENT YOU GETTING YOUR DREAM JOB AS A WOMAN

Hello,

These are five major ways women let themselves down when they are earnestly searching for a job actually, the last one is no fault of theirs). Working on the first four points will increase your chances of being employed. Let’s get to it.

WEALTH PRESERVATION AND WEALTH TRANSFER (SERIES FINALE)

Hello,

Wealth preservation and transfer will be the final post on the taking control of your finances as a woman series. I have confirmation that our resource person will do us the honour of writing on wealth preservation and transfer and I am eager to have her point of view but in the meanwhile, here is mine.

Wealth preservation includes all the decisions taken and actions geared towards ensuring acquired or created wealth is not lost. This can be done by reducing investment charges and other charges which deplete your funds, also by investing in extremely low risk instruments and ventures.

Quick reminder, we have examined Basic survival needs of a woman, Saving as a tool in financial planning, Cutting down cost, differentiated between savings and investment while emphasizing that they are not one and the same, wealth creation where we advised you to increase your source of income, in an earlier post series we have suggested you start with education and mentioned that it did not have to cost you (you may wish to see how HERE), wealth management and also talked on what to do when you have fallen off track with financial prudence.

Wealth transfer can mean the passing on of wealth from one to another

WHAT DO I DO? MY FINANCIAL PRUDENCE JUST SUFFERED A SETBACK

Hello,

Wealth preservation and transfer will be the final post on the taking control of your finances as a woman series. I have contacted a lady who is very passionate about wealth preservation and transfer; pray she guests here so there can be an exchange of knowledge.

It is important to state that every post in this series is very important if you are to take control of your finances. Please read all 10 of them if you haven’t done so.

Also, it is important to share these posts with friends and family so they can encourage you in this journey, join you if they will or just be available to discourage you from splurging. 

WHAT DO I DO? MY FINANCIAL PRUDENCE JUST SUFFERED A SETBACK.

If you have been with me on this journey of taking control of your finances, you will agree with me that it has led you to the place of financial prudence. I was glad to receive positive feedback from you especially concerning the ‘practical ways to get out of debt’ and ‘Savingsas a tool in taking control of your finances’. Thank you.

You may have been written out your expenses for the previous month, drawn a budget from there, and examined every item of your expenses and effected the desired changes but one or two months, even ten months down the line, your ‘financial control’ weakens and you splurge in a moment of indiscretion, What do you do after?

WOMEN AND RETIREMENT: HOW DO I RETIRE SEAMLESSLY?

Hello,

60 is the retirement age of Nigeria's workforce. There have been arguments for the adoption of a new retirement age. Some make a case for the adoption of 65years and some others 55years, whatever happens, one thing is certain we will not work at our jobs forever.

It is very important to clear the misconception that a lot of people hold. They believe all that matters is proper planning for the moment when retire and get a lump sum called gratuity, only then they try to start the business of their dreams. The problem with this is that they may spend their gratuity learning the business of their chosen fields through common beginner mistakes.

PRACTICAL WAY TO GET OUT OF DEBT

Hello,

We have all being in one form of debt. We may have become indebted by favours done us or properties volunteered to us. We may even have been indebted for a few hours, days or months. The most important rules for being indebted can be found here (If you must be indebted, do it right).

This post focuses on the burden of having a debt to pay. If you had read the ‘previous post’ and followed it through, you may have learnt one or two things. If not, this one is for you.

WHEN SHOULD I TAKE A LOAN?

Hello,

In Economics, we learn about the sources of finance. Loans are one of the sources of financing. We also hear that debt is good for business but many of us wonder is debt really good?

HOW DO I CUT DOWN MY COST (TAKING CONTROL OF YOUR FINANCES AS A WOMAN) CONTINUED

Hello,

So sorry this did not come top of the morning, had internet connection problems (could the rain have been responsible for it? I don't know) but here goes:

This is a continuation of the previous blog post; if you have not seen it, please go here and start there.

HOW DO I CUT DOWN MY COST (TAKING CONTROL OF YOUR FINANCES AS A WOMAN)

Hello,

There are many ways you can cut down your cost; you need to know what you spend money on, how you spend money and what you need to spend money on.

Let me rephrase, you need to keep track of your previous expenditure, understand your spending habit and create a budget (have a criteria for items making it to your budget – urgent and important) and look for alternatives (hitching a ride or walking).

FINANCIAL PLANNING: SAVING as a tool in taking control of your finances as a woman

Hello,

Let me start with a few wise words which my lecturer in the university taught. It may have its base in education but I consider it wise. Here goes:

Do not buy what you can rent, do not rent what you can borrow, do not borrow what you can beg for.

It basically means take the least expensive option always.

Common also, people mistake savings and investment to be interchangeable. They are not synonyms, investment is money set aside for creation of wealth and savings is well, just savings (kept aside for emergencies and future occurrences).

TAKING CONTROL OF YOUR FINANCES AS A WOMAN: YOUR SALARY IS NOT SUFFICIENT?

Hello,

In the second post, you must have read that no 9 – 5 job can be called wealth creation. At best, you are helping another create wealth which is good in a sense but not what you set out to achieve. This is not to say that it is wrong to have a job, many people begin from working jobs and using salary to create wealth.

I honestly have not come across a person who is so content with their pay cheque at month’s end; this goes a long way to show that wealth is a thing of the mind. While struggling to create wealth, one has to be ‘content but hungry’. Content enough to know that it is not money that makes a person happy. The pursuit of money is almost never ending but you need to be hungry enough to want to ‘get up’ and create wealth (Trust me, the process is not a blink).

If you feel your salary is not sufficient to meet your needs, guess what? Half or more than half Nigeria’s population feel same. The only difference between most is their ability to manage scarce resources.

A WOMAN'S BASIC SURVIVAL NEEDS

Ever heard of Abraham Maslow? If you took a course in human resources management, you did and you heard about his hierarchy of needs. Researchers or Scientists may argue about the ranking or sufficiency of his 5 needs theory but we cannot argue about the truism of his physiological (basic) need.

TAKING CONTROL OF YOUR FINANCES AS A WOMAN: WEALTH CREATION

Hello,

Wealth creation is the deliberate multiplication of your resources. In most cases wealth creation benefits beyond the creator of wealth, the community and the economy are beneficiaries of wealth creation also.

YOU NEED HELP, ASK FOR IT

Hello,

This is perhaps one of the really important blog posts for women who want to succeed because many women are constantly being overwhelmed with work due to traditional roles or profiling. In these days when both man and woman are expected to both contribute to family earnings, it is becoming accepted that women are in the work place but society has not adjusted it stance on domestic chores and raising the family.
SEE MORE>>>