MY DAUGHTER, LOVE YOURSELF

Has no one told you they love you? Love yourself.

Has no one cheered you on? Cheer yourself, be the best and biggest cheerleader then work for yourself.

Has no one told you how beautiful you are?
You are so beautiful, made in the likeness of God but unless you are sure from the insides of you, you will listen to people who do not know better.

MY DAUGHTER GET RID OF BATS

While you are becoming the best version of yourself, most people see it and understand that you are 'on a roll' and headed to the top.

MY DAUGTER, BE ACCOUNTABLE

A wise person once said ''Be afraid of anyone who is not accountable to anyone and anything".

MY DAUGTER, FIND YOURSELF!

I know of a lot of people who never really lived their lives, never really lived for themselves.
These people had their major decisions and lives planned out by someone else either directly or indirectly.

HOW DO I MANAGE WORKPLACE POLITICS AS A WOMAN

Politics is not only synonymous with leadership at federal, state or local government level. In the workplace, there is corporate politics at play, it is therefore important to know how to comport one’s self and prevent being a casualty of workplace politics.

THESE 5 THINGS THAT MAY PREVENT YOU GETTING YOUR DREAM JOB AS A WOMAN

Hello,

These are five major ways women let themselves down when they are earnestly searching for a job actually, the last one is no fault of theirs). Working on the first four points will increase your chances of being employed. Let’s get to it.

ARE THERE JOBS A WOMAN SHOULD NOT TAKE?

Hello,

The opinion widely held by Africans is that there are a few roles and jobs that women should not hold. We examine whether this is so.

WOMEN AND RETIREMENT: HOW DO I RETIRE SEAMLESSLY?

Hello,

60 is the retirement age of Nigeria's workforce. There have been arguments for the adoption of a new retirement age. Some make a case for the adoption of 65years and some others 55years, whatever happens, one thing is certain we will not work at our jobs forever.

It is very important to clear the misconception that a lot of people hold. They believe all that matters is proper planning for the moment when retire and get a lump sum called gratuity, only then they try to start the business of their dreams. The problem with this is that they may spend their gratuity learning the business of their chosen fields through common beginner mistakes.

INVESTING as a way to take control of your finances

Hello,
Thank you for visiting everyday and being patient enough to understand about wealth creation,wealth management and now we are in the last phase (wealth preservation and transfer).

Previous posts include saving, cutting cost, getting rid of debt as ways to take control of our finances. Endeavor to click on the links to see them if you haven't done so already. They hold a lot of great insights.

PRACTICAL WAY TO GET OUT OF DEBT

Hello,

We have all being in one form of debt. We may have become indebted by favours done us or properties volunteered to us. We may even have been indebted for a few hours, days or months. The most important rules for being indebted can be found here (If you must be indebted, do it right).

This post focuses on the burden of having a debt to pay. If you had read the ‘previous post’ and followed it through, you may have learnt one or two things. If not, this one is for you.

WHEN SHOULD I TAKE A LOAN?

Hello,

In Economics, we learn about the sources of finance. Loans are one of the sources of financing. We also hear that debt is good for business but many of us wonder is debt really good?

HOW DO I CUT DOWN MY COST (TAKING CONTROL OF YOUR FINANCES AS A WOMAN) CONTINUED

Hello,

So sorry this did not come top of the morning, had internet connection problems (could the rain have been responsible for it? I don't know) but here goes:

This is a continuation of the previous blog post; if you have not seen it, please go here and start there.

HOW DO I CUT DOWN MY COST (TAKING CONTROL OF YOUR FINANCES AS A WOMAN)

Hello,

There are many ways you can cut down your cost; you need to know what you spend money on, how you spend money and what you need to spend money on.

Let me rephrase, you need to keep track of your previous expenditure, understand your spending habit and create a budget (have a criteria for items making it to your budget – urgent and important) and look for alternatives (hitching a ride or walking).

FINANCIAL PLANNING: SAVING as a tool in taking control of your finances as a woman

Hello,

Let me start with a few wise words which my lecturer in the university taught. It may have its base in education but I consider it wise. Here goes:

Do not buy what you can rent, do not rent what you can borrow, do not borrow what you can beg for.

It basically means take the least expensive option always.

Common also, people mistake savings and investment to be interchangeable. They are not synonyms, investment is money set aside for creation of wealth and savings is well, just savings (kept aside for emergencies and future occurrences).

TAKING CONTROL OF YOUR FINANCES AS A WOMAN: YOUR SALARY IS NOT SUFFICIENT?

Hello,

In the second post, you must have read that no 9 – 5 job can be called wealth creation. At best, you are helping another create wealth which is good in a sense but not what you set out to achieve. This is not to say that it is wrong to have a job, many people begin from working jobs and using salary to create wealth.

I honestly have not come across a person who is so content with their pay cheque at month’s end; this goes a long way to show that wealth is a thing of the mind. While struggling to create wealth, one has to be ‘content but hungry’. Content enough to know that it is not money that makes a person happy. The pursuit of money is almost never ending but you need to be hungry enough to want to ‘get up’ and create wealth (Trust me, the process is not a blink).

If you feel your salary is not sufficient to meet your needs, guess what? Half or more than half Nigeria’s population feel same. The only difference between most is their ability to manage scarce resources.

A WOMAN'S BASIC SURVIVAL NEEDS

Ever heard of Abraham Maslow? If you took a course in human resources management, you did and you heard about his hierarchy of needs. Researchers or Scientists may argue about the ranking or sufficiency of his 5 needs theory but we cannot argue about the truism of his physiological (basic) need.

TAKING CONTROL OF YOUR FINANCES AS A WOMAN: WEALTH CREATION

Hello,

Wealth creation is the deliberate multiplication of your resources. In most cases wealth creation benefits beyond the creator of wealth, the community and the economy are beneficiaries of wealth creation also.

TAKING CONTROL OF YOUR FINANCES AS A WOMAN

Hello,

Welcome to another significant for your success series, for this one I have pulled out my accountant and finance hat and topped it with my research belt laced with some experience. There are going to also be 10 (ten) posts geared towards giving you control of your finances.

 From accounting we understand that in order to maximize finance we need to make the most profit. In order to make more profit than we already are making, we would need to drive down cost and increase income. At the end of these blog post series, we will be able to effectively take control of our finance.

Beyond this, we will talk about wealth creation, wealth management and wealth preservation in different ways. We start tomorrow.

If you missed the ‘how to succeed as a woman series’, please take the time to read them now. Do your friends the favor of sharing and asking them to subscribe to these blog posts.

PEARL

Do I really have a vice?

Hello,

Make no mistake about this, it has taken me weeks to get this together and years to get together this strategies from being curious about what made successful people thick. These are proven strategies I have been sharing for the last seven posts and we have yet two more to go in the series. If I were you, I would go back and see previous posts.

Why do I bother to share? Women (and everyone who reads the blog posts) need to be empowered in these economic times and find out what may have prevented the success which we all crave. 

List your top 5 vices.

I really do mean what I said, List your top 5 vices

Now lets get to it, do not get defensive or spiritual on me like this story of a person who went for a job interview and was asked what his weakness was and answered 'following the lord'. How is that a weakness? I think the candidate would have been more truthful saying 'lack of discipline in christian activities'. 

When we make our vice seem positive or excusable, we do not acknowledge it for the damage the vice/weakness does so please drop the self righteousness and critically examine yourself because success is what we are concerned with. If you need some examples of what vices are, here goes:

1. A shopaholic who cannot resist a 'good deal' or Always compelled to buy aso ebi every week

2. Lack of discipline with food

3. A talkative who does not have a limit to what they say and may pass on information to their competitors (also a proud, boastful attitude)

4. Drama queen or king

5. Mrs Emotional, overly sensitive... the list goes on, basically anything you find hard to put in check.

Let me pull a shocker and make this blog post short.

TAKE CONTROL OF YOUR VICE. With success, discipline is not optional.

Let me throw in a bonus, women also need to learn how to save ( blog posts about this coming up subsequently).
Remember we have two more posts on the how to succeed as a woman series. Do me a favor, leave me your comments, like, share on your social media platforms and subscribe to my blog posts. Thank you.

PEARL

HOW EXPENSIVE IS STRESS RELIEF?

Hello,

This is the seventh post on the how to succeed as a woman series and we are almost at touch down. If you have missed the previous posts from lastweek, go HERE, HERE, HERE, HERE and HERE.

NO! I did not suggest a massage. Please read below to know more about the topic.
As you aim to succeed, it means you may not have idle time especially at the onset when you set out to achieving. Personally, I think success is not an idle man's friend so you may never really have idle time, you may find you need to consciously create the time to rest or do anything.

Seeing that you are going to get very busy

learning, planning, doing, why not think of the best way to relieve stress ahead of time so you do not lose time to stress.

It is important to plan consciously creating time rest but every now and then, there is the tendency to schedule work and lose track of time and soon we are burnt out and stressed.

How do you relieve stress? It is important to know the things that take stress off you. For some people it is a massage, for others, it is a holiday. For me, it is all of these and more but since I do not have the luxury of taking holidays frequently, I have found my lowest cost stress relief method.

My method goes back to studying, I had times when I was beyond stressed. I remember walking down the rows of products at Sainsbury, Morrison et al. They were close to my house in Fishponds and immediately feeling better. I also do the same in Nigeria here.

I have also found that taking walks help also but I favour walking round supermarkets, malls and shopping centers because for that time, my focus is on the beautiful row of products before me which means NO TIME FOR THINKING ABOUT WORK.

I encourage you to find your low cost stress relief before you get stressed. you cannot afford long, frequent breaks to 'clear your head' when you are focused on succeeding and retirement is still far away.

Enough said! Find your low cost stress relief method if being efficient and successful is important to you.

Do not be selfish about these strategies, share accross your social media platforms and subscribe to my blog posts. Please leave your comments below also, Thank you.
PEARL